Revolutionary idea or pipe dream?

Could a system work where a user takes out a loan against their holdings minting stablecoins and have a 0% to negative% interest rate by opting to allow for their collateral to be provided to the AMM for liquidity? If this isn’t possible then just disregard this post. But if this would work it could be huge for adoption.

Maybe it could allow for 0% loans against any of the assets currently available in the provide tab and have $XIO be the only asset allowing for <0% interest rate because it has such a high % reward for providing to the AMM.

I would absolutely love this and I’m sure it would please a lot of you guys and bring a lot of adoption. What do you think?